Great News! Credit card companies expanding programs for protecting consumers from identity theft with the use of technology. ?We contact you first systems? are now being tested in this country and have proven to be effective in Europe for defeating fraudulent transactions. Credit card companies will send an immediate text or call to the consumer for verification of transaction as they are in process. Soon consumers and business will have more efficient and effective systems to eliminate fraud immediately. Look for notices and opportunities from your credit card companies to participate in ?We contact you first systems? and protect yourself from identity theft.